Home News Feed Indiana Dairy Plans Marketing Tour to Chicago SHARE Facebook Twitter Previous articleRonald McDonald is a HypocriteNext articleGary Wilhelmi 6/1/2012 Weekly Column Andy Eubank By Andy Eubank – Jun 3, 2012 SHARE Later this month Indiana dairymen will be learning all about dairy marketing from fellow producers and marketing specialists during a trip to Chicago put together by the Indiana Professional Dairy Producers. The informative day includes a tour at the CME Group.Doug Leman with IPDP says most importantly producers will benefit from the market discussions.“As dairy farmers go a lot of times some of our shortfalls are in the marketing,” he told HAT. “I look at this as a real opportunity for IPDP to promote really what is our mission, education information to dairy farmers. So I just think this is going to be a wonderful opportunity to get together to discuss marketing and see the CME in action.”Leman said some marketing veterans will lead discussions on volatility and how marketing can make a difference on a dairy, among other topics.“We have Mike Rusch from Stewart-Peterson, who has worked with many dairy operations, and we’re also bringing in Brad Guse from BMO Harris Bank, which I think makes it extra interesting since we also have the perspective from the lender’s side. We’re encouraging our producers to bring their lender along. we do have some lenders already signed up for the tour, and you know the farmer and the lender need to be in this together to understand marketing, hedging, and the potential to hedge both your milk and your feed inputs.”The very affordable trip to Chicago June 26th is just $50 for an IPDP member and others from the same farm and $150 for nonmembers. Bus space is limited but there are still seats available. Register at www.indianadairy.org.Following the tour, farmers will participate in the commodity marketing discussion over dinner at the Union League Club in Chicago. The marketing discussion portion of the day will mirror a format popular with university extensions and dairy producer organizations, according to Rusch from Stewart-Peterson Inc.“Farmers like discussing business opportunities and challenges with each other,” says Rusch. “When you add an industry expert to this type of peer-to-peer setting, a lot can be learned in a short amount of time.”[audio:https://www.hoosieragtoday.com//wp-content/uploads//2012/06/Indiana-dairy-marketing-day-in-Chicago.mp3|titles=Indiana dairy marketing day in Chicago]Audio Playerhttps://media.blubrry.com/hoosieragtoday/p/www.hoosieragtoday.com//wp-content/uploads//2012/06/Indiana-dairy-marketing-day-in-Chicago.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.Podcast: Play in new window | Download | EmbedSubscribe: RSS Indiana Dairy Plans Marketing Tour to Chicago Facebook Twitter
BulgariaEurope – Central Asia Bulgaria: RSF condemns refusal to investigate reporter’s violent arrest Follow the news on Bulgaria Organisation RSF_en RSF and 60 other organisations call for an EU anti-SLAPP directive December 2, 2020 Find out more December 6, 2004 – Updated on January 20, 2016 Romanian journalist gets off with a fine to go further George Buhnici, a Romanian journalist with the privately-owned television station Pro TV, was sentenced by a Bulgarian court on 3 December to a fine of about 500 euros for using an unauthorized concealed camera. He had been facing up to three years in prison for the offence, which is regarded as spying in Bulgaria.——–24.11.2004 – Free press under attack with Romanian TV journalist charged and BBC reporter investigatedReporters Without Borders today deplored the threats to investigative journalism posed by Bulgarian decisions to charge Romanian TV journalist TV George Buhnici with using a concealed camera without permission and investigate BBC reporter Justin Rowlatt for the same offence as well as “inciting corruption.”The decision to press charges against Buhnici, who works for the Romanian privately-owned television station Pro TV, was taken by the prosecutor’s office in the northern city of Ruse on 22 November. He faces up to three years in prison. The Sofia prosecutor’s office opened a preliminary investigation against Rowlatt on 19 November.”Article 339 (a) of Bulgaria’s criminal code, declaring use of a concealed camera to be act of espionage, is absurd and archaic and imposes a disproportionately severe sanction on what is standard practice among investigative journalists,” Reporters Without Borders said.The press freedom organisation said it was also “unacceptable” to accuse journalists of inciting corruption when they work under cover to obtain information of public interest.”These obstacles to investigative journalism are likely to harm Bulgaria’s image at a time when negotiations to join the European Union are under way,” Reporters Without Borders warned.In a BBC television programme called “Buying the Games,” Rowlatt used a hidden camera and passed himself off as a businessman ready to bribe Ivan Slavkov, a Bulgarian member of the International Olympic Committee, in return for support for London’s bid to host the 2012 games. Slavkov took a great interest in Rowlatt’s offers.According to Pro TV, Buhnici used a concealed camera to film cigarette trafficking in a duty-free shop on the border between Romania and Bulgaria. He was arrested by the Bulgarian authorities on 16 November and released on bail three days later. Bulgarian customs officials seized the camera and film.Announcing on 22 November that charges are to be pressed against Buhnici, Ruse regional prosecutor Ognyan Basarboliev said no further details would be given about the case until it comes to trial. Buhnici must remain in Bulgaria until the trial is over. March 10, 2021 Find out more February 11, 2021 Find out more Bulgaria’s general election: RSF publishes 10 proposals to rescue press freedom BulgariaEurope – Central Asia Receive email alerts News News Help by sharing this information News News
The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / The Road to Mortgage Industry Innovation Subscribe in Daily Dose, Featured, News Previous: Real Estate Investment Loans Pose Higher Fraud Risk Next: Remembering FDIC’s First Chief Economist Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Michael F. Sullivan Editor’s note: This story originally appeared in the November edition of DSNews, out now. The COVID-19 pandemic will likely be a cross-roads and accelerator to the long-term future for many industries. In the last few years, we started to check into hotel rooms with our phone without having to stop at the front desk. Restaurants provided modules to help customers pay without handing their credit cards to the waitress. Minimizing personal contact has likely become a trend which will accelerate innovation more than we can imagine. In our own industry, we have had electronic access to necessary loan information for decades. Innovations in our industry have come from many different areas: property preservation companies, technology firms, law firms, title companies, collection agencies, claim filers, and auction companies, as well as banks and non-bank servicers. Innovations came as we integrated information among disparate systems, providing data and documents to facilitate the process. How the Industry Innovates Invoice processing technology is a great example which changed our world in the last quarter century. Logical milestones resulted in automation to a process which, 25 years ago, was littered with multiple requests for payment, stacks and stacks of paper, duplicate payments, supplemental claims, inevitable claim-filing errors, and extrapolations of audit findings. Much of that has been cured by the invoice processing solutions of 20 years ago. Similarly, property preservation and inspection companies put technology in the field years ago that eliminated phones having to be connected to paper reports. Problematic issues at a property and necessary work for conveyance or to cure a violation are bid virtually in real time and returned to the servicer immediately. Technology has provided us with an amazing ability to communicate to borrowers through web portals, emails, text, and form letters, and allowed borrowers to be able to navigate through voice attendants and receive answers via phone or online in order to understand what is happening with their accounts. This includes up-to-the-minute information regarding how payments were applied, tax, and insurance information. Incredible strides have been made in the transfer of data and documents between loan servicers and their related service providers. Attorneys serving the mortgage industry have similarly established these protocols with their clients, title companies, process servers, auction companies, and, most importantly, with the courts. The process is now paperless, allowing for enormous amounts of information to be processed and transmitted. The pandemic further accelerated this process, albeit with some twists. Within weeks, we all learned how to work at home and overcome whatever fears and obstacles remained regarding information security. We determined how to put borrowers into forbearance plans without them having to talk to an agent or provide financial information. This was aided by the Cares Act, which facilitated the little or no documentation approach to these issues and allowed servicers to provide service to borrowers impacted by the pandemic. What’s Next? In a world where cars are driving themselves and algorithms drive everything from stock trading to where baseball teams position their infielders (I’m not a big fan of the shift), a logical answer is the continued innovations afforded to us by machine learning (ML) and artificial intelligence (AI). Servicers are striving to determine what factors cause servicing errors. Attorneys and other vendors are as well. Everyone is trying to understand the dynamics of scaling up after scaling down in an uncertain world. Some of the factors contributing to errors we can list easily (service transfers, copied and scanned and imperfect documents, loan history that indicates a possible payment anomaly). The industry has access to hundreds of data fields and documents that may hold answers to questions and possible process improvements. It’s just a matter of time before we determine that some aspect of the servicing transfer or keywords in borrower communication identify opportunities for the same kind of lift and improvement that the industry received from invoice automation. That timeline may well be accelerated through the utilization of AI to assist in identifying anomalies that have resulted in previous losses. Bob Caruso, CEO of ServiceMac, has been a leading innovator in the mortgage servicing industry for more than 30 years. Caruso shared that his team has built a proprietary quality assurance software that incorporates the database, rules, and workflow which will ultimately be the foundation for ServiceMac to effectively leverage AI in the future. “Artificial Intelligence has reshaped how we uncover data issues that contribute to compliance risk and borrower dissatisfaction,” said Gagan Sharma, President and CEO of BSI Financial Services and Founder of Bizzy Labs, a regtech company that employs artificial intelligence in its Libretto engine. “Using AI, we can scour loan files for data exceptions more thoroughly and frequently, helping servicers identify issues on their portfolio. This big data approach to perfecting loan data files and pools will disrupt traditional servicing business models by elevating the user experience for lenders, investors, and borrowers.” One of the biggest areas of concern for attorneys is the Personally Identifiable Information (PII) that is regularly contained in the documents which are attached to complaints, proofs of claims, judgments, and other documents. Redacting this information from documents is a time-consuming, tedious, monotonous, and imperfect process. Some of the technology provided to assist with the process is imperfect, allowing boxes to be moved unless a document has been appropriately flattened, or even reprinted and copied. Firms across the country have been engaged in projects to assist with painful after-the-fact fixes to cure the situation, including court hearings, notification of the consumer, and possible sanctions and financial penalties for the servicer and attorney. With OCR and ML technology, however, the opportunity exists for document redaction, which is manual and imperfect, to be much more consistently correct and significantly less costly. After the Moratoria Lapse …Continue reading on p. 61 of the November issue of DS News, available here. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Print This Post Demand Propels Home Prices Upward 2 days ago The Road to Mortgage Industry Innovation Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Related Articles Michael manages client relations and business development for the Codilis Family of Firms, serving the industry in Illinois, Indiana, Missouri, Texas, and Wisconsin. Sullivan has also served in several leadership roles in related entities, LCS Financial, Moss Codilis, Default Servicing Solutions, and Claims Recovery Financial Services providing services ranging from loss mitigation to bankruptcy to mortgage insurance claims. Prior to Codilis, Sullivan managed loss mitigation for Norwest Mortgage, foreclosure and bankruptcy for Prudential Home Mortgage, and REO at First Nationwide Bank and Community Federal Savings and Loan dating back to the Saving and Loan Crisis. Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago November 12, 2020 926 Views Servicers Navigate the Post-Pandemic World 2 days ago 2020-11-12 Christina Hughes Babb
365 additional cases of Covid-19 in Republic Man arrested on suspicion of drugs and criminal property offences in Derry Twitter Twitter Google+ Facebook Pinterest Further drop in people receiving PUP in Donegal Garth Brooks has issued an ultimatum in response to a decision to block two of his concerts in Dublin saying he’ll play five concerts or none at all.In a statment last night, the country singer said it would be impossible to choose which shows to do – and compared the situation to being forced to chose one child over another.Meanwhile, the Taoiseach has said he hopes that all five concerts will be able to go ahead.Enda Kenny, said he can’t interfere with the issue – but hopes the matter can be sorted:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2014/07/06enda2.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Google+ By News Highland – July 4, 2014 Garth Brook’s says “it’s five concerts or none” Gardai continue to investigate Kilmacrennan fire Facebook Previous articleHarps look to build on Waterford win and get revenge on RoversNext article19,808 people signing on in Donegal in June News Highland WhatsApp RELATED ARTICLESMORE FROM AUTHOR WhatsApp Main Evening News, Sport and Obituaries Tuesday May 25th 75 positive cases of Covid confirmed in North Pinterest EntertainmentNews
Community Enhancement Programme open for applications News, Sport and Obituaries on Monday May 24th Pinterest Facebook Important message for people attending LUH’s INR clinic Twitter Twitter RELATED ARTICLESMORE FROM AUTHOR Veterinary Ireland is calling for an immediate investigation by the Department of Agriculture and the Veterinary Council of Ireland into the closure of the Donegal Animal Hospital.The practice was leased to corporate body Independent Vet Care in January this year.IVC said the closure announced last week was due to staffing difficulties and regulatory issues.Veterinary Ireland say reports of distressed animals being left without veterinary care due to the closue of the facility is a major concern.Hannah Quinn-Mulligan is News Correspondent with the Irish Farmers Journal………….Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2019/08/mulliganweb.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. AudioHomepage BannerNews Inquiry sought into closure of Donegal Animal Hospital Google+ Pinterest Facebook Previous articleRoads flooded following heavy overnight rainNext articleEfforts to secure support for Mica affected homeowners News Highland WhatsApp Loganair’s new Derry – Liverpool air service takes off from CODA Arranmore progress and potential flagged as population grows Nine til Noon Show – Listen back to Monday’s Programme WhatsApp Google+ By News Highland – August 31, 2019
Prove your worth or HR will be a thing of the pastOn 26 Feb 2002 in Personnel Today For those of you who like a sinister conspiracy theory, here is achallenging one – soon there will be no HR. The theory runs as follows: the economic downturn turns into a recession,and more and more CEOs examine ways to cut costs significantly. They assess which of their organisation’s divisions contribute to the bottomline, and the most vulnerable are those that do not seem to add value. HR comestop of the list. Before you can say ‘business process re-engineering’, they outsource all theback office HR functions to a low-cost third-party provider. Then all HRpolicies and transactions are e-enabled on the company intranet. Line managers start dealing with the routine HR stuff online, as doemployees through a self-service model. Within a year or so, following an effective roll-out programme, all businessdivisions become self-policing and self-serving when it comes to employeerelations. So what does in-house HR do now? Well, nothing. It doesn’t exist any more –if you exclude a few senior management figures who focus on strategic HR. As conspiracy theories go, it is pretty scary for the profession. But howfar-fetched is it? It will remain fanciful as long as HR starts to effectivelymeasure its often-significant contribution and sells it to the rest of theorganisation. As the strategic HR management conference last week shows the moreprogressive HR teams are embracing the balanced scorecard approach todemonstrate their output. But there are hurdles to be overcome. A number of the existing models thatattempt to link HR with business performance are superficial and unlikely toconvince CEOs. HR metrics need to be well thought out, aligned to the business strategy andeasily digestible for everyone else. And they need to be at the top of theagenda if a rosy future for the profession is to be guaranteed. By Mike Broad Comments are closed. Previous Article Next Article Related posts:No related photos.
The behavior of high-energy electrons trapped in the Earth’s Van Allen radiation belts has been extensively studied, through both experimental and theoretical techniques. While the evidence for whistler induced electron precipitation (WEP) from the radiation belts is overwhelming, and the mechanisms behind WEP are well understood, the overall significance of WEP on radiation belt loss rates has not been clear. In this paper we investigate the L-shell variation and significance of WEP-driven loss of Van Allen belt electrons by combining in situ measurements of electron precipitation, local WEP rates determined from Trimpi perturbations, and global lightning distributions. Our modeling suggests that long-term WEP driven losses are more significant than all other inner radiation belt loss processes for electron kinetic energies in the range similar to50-150 keV in the L-shell range L=2-2.4. These calculated lifetimes are comparable to the observed decay rates of artificially injected high-energy electrons. The upper energy limit of the WEP significance range increases with decreasing L to similar to225 keV at L=2. For electron energies above this range manmade VLF transmitters and plasmaspheric hiss should dominate over all other loss processes. However, as our lifetimes are based on rather conservative parameter estimates, these conclusions should represent the lower bounds for the energy ranges over which WEP losses are significant. For lower L-shells the coupling of lightning activity to the production of WEP events rapidly decreases, such that by Lsimilar to1.7 WEP will be unimportant in the overall loss processes.
Aurora University is an Equal Opportunity Employer. Aurora University seeks talented adjunct faculty who are passionateabout teaching and learning. Adjunct faculty are qualifiedpart-time instructors offered teaching opportunities based oncourse demand and staffing.The School of Education at Aurora University is currently seekingto enhance its instructor pool for courses in elementaryeducation.Qualifications: Applicants must hold a master’s degree in anappropriate discipline from an accredited college or university.Preferred candidates will have teaching experience in physicaleducation instruction and experience teaching in a K-8setting.Responsibilities: Primary responsibilities focuses onteaching EDU 3500 – Physical Education Methods to undergraduateelementary education students. The course meets during daytimehours on the university campus in Aurora, Illinois. Some studentsmay attend the class meeting remotely using a video conferencingplatform.Please email resume or curriculum vitae, plus cover letter statingthe specific areas you are interested in teaching to:[email protected]
Wadham’s tortoise was caught in a blaze on Monday after a lamp which was left on overnight to keep him warm started a fire in his enclosure.The beloved tortoise, Archibald Manshella, who is still in his first year at Wadham, escaped unscathed after four fire engines were called out to attend the scene.Wadham’s tortoise officer, Joseph Williamson, explained how the tortoise survived the blaze. He told Cherwell, “The UV heat lamp got too close to the wooden side of the tortoise’s enclosure and it caused a very small fire. The vivarium that the tortoise lives in is large in size and so he simply snuggled up on the other side, well away from the fire. The UV lamp caused an area of burning around 10cm in diameter.”He noted that Archibald has recovered well from the incident. He said, “The tortoise is absolutely fine, if anything his encounter has made him more active and excitable than ever and he was promptly eating a nice bit of watercress minutes after he was taken out of the enclosure.”He added, “No person or tortoise was hurt in this incident and the response of both the college members, staff and fire department was rapid and efficient. I would personally like to thank the Oxford Fire Department particularly for their help in the incident.”Williamson also said, “There won’t be any formal sanctions for this incident, as far as I know, due to its accidental nature. I and the SU President, Anya Metzer, are now working with the college to make sure this doesn’t happen again and how to maximise the welfare of the tortoise in the future.”SU president, Anya Metzer, assured that plans are being made to ensure Archibald’s future safety: “I have met with the Senior Tutor and the Tortoise Officer to discuss the incident and future course of action.“The Tortoise Officer is looking into ordering a fire-proof vivarium but since hibernation time is nearing the tortoise will soon be moving into a fridge, which is where they are left to hibernate.”She commented that Archibald is an important member of the JCR because, “in the event of a tied vote in the SU the tortoise gets the deciding vote. The tortoise always votes in favour of the motion due to its ‘radical desire for change’.“Everyone is very thankful that the tortoise is OK as his welfare is paramount and he is much loved in the SU.”
Carrying out far more worthwhile scientific research is Dr Dom Lane, a consultant food researcher, who has been working on behalf of bread brand Vogel’s to nail down the method of making perfect toast.The results, as reported in The Mail, are in:l take a pale seeded loaf from the fridge at 3C temperaturel set the toaster dial to ’five out of six’ on a typical 900-watt appliance (typically 154C)l It must toast for 3 minutes and 36 secondsl the optimum thickness is 14mml this results in the outside being 12 times crunchier than the middlel the ideal amount of butter is 0.44g per square inchl serve on a plate warmed to 45C to minimise condensation beneath the toast.Dr Lane, who reportedly tested 2,000 slices of toast over one week (hmm, really?), told the paper: “Taking the most popular mid-point toast tone and the complicated maths, we derived the formula for the perfect slice of toast. It’s then relatively straightforward to develop a five-step process, allowing toast-lovers to replicate our laboratory method in their own kitchens.”Yet one vital element missing from the methodology is the infuriating unpredictability of the domestic toaster rarely beholden to any conventional scientific models of thermodynamics.